Think & Grow to Financial Freedom

Brokers can charge upfront fees depending on the complexity of the loan. In all cases we are paid by the respective lender on settlement therefore our service to you, is a free service. To ensure we retain existing clients and secure your future business, we do not charge any fees for credit or structure advice or to find you the best deal each and every time. Annual reviews of your loan are at no cost either.

Whilst commission between the lenders vary, we are fully transparent and make this information readily available to you. As a result of years of experience working and dealing with a large number of lending institutions, we are able to scour the market for the best deal for you. This is achieved by using the latest industry technology software.

As property investors ourselves, we have personally undergone numerous different structures from residential, commercial to property development loans. With this knowledge we can help you diversify your portfolio and structure your finances correctly to ensure you are on the right path to future wealth. To structure your finances for maximum tax effectiveness, we can speak to your accountant or financial planner.

So your first thought when taking out a loan is to go to the bank, however there are so many lenders out there including credit unions and building societies. In recent years the mortgage manager or non-bank lender has emerged therefore it is in your best interest to consider them all. Both bank and non lenders have to abide by the same laws, rules and regulation which governs all credit transactions in Australia. Quite often non lenders will offer very competitive rates and can be the cheaper option with less stringent lending criteria.

There are countless reasons why it pays to use a Mortgage Broker when shopping for the best loan. The biggest being that it saves you precious time and hassle. Nowadays over 50% of loans are written through Finance Brokers, which is why seeking a qualified Credit Adviser Mortgage professional is now the smartest and quickest way to obtain finance.

Think and grow operate around the clock, and where possible come to you. We understand in today’s busy society, it is difficult enough to get to the bank let alone in time before it closes. Appointments can be scheduled in and out of business hours and even on weekends.

Researching hundreds of loans from different lenders takes a lot of time. Based on your needs, we will compare and provide you with the right loan, from thousands of products from over 40 lenders in minutes using the latest industry technology software. More importantly we explain the differences to you so you can make an informed choice.

In addition, how many times have you been frustrated to find out that the contact you were dealing with at the bank has left or moved on? At Think and Grow finance, it is guaranteed that the same professional will see you throughout the entire process of your loan ensuring you obtain the same level of service and understanding of your particular needs.

Meandering through endless mortgage products to find the best deal possible is a tough call, especially for the uninitiated. So how do you go about choosing the one that is right for you?

When engaging with a Think and Grow Finance professional, we understand that each person is different and the loans and lenders suggested will depend on how you, as our client wants to utilise your loan.

Choosing the right mortgage can be an over whelming experience therefor we encourage you to involve your spouse or relevant family members in the initial consultation to help raise issues for discussion. That way we are able to efficiently and effectively find the most suitable deal for you. When what you are seeking is clear and the size of the loan required, we know how much we can push the banks when it comes to interest rates and policy. We also have strong relationships with BDM’s of many banks resulting in fast turnaround and discounted pricing (interest rate discounts). These discounts are generally not attainable if you go to the bank directly.

We value all business as well as recommendations and referrals therefore like to stay in touch to check in from time to time. Our core values are based on transparency and integrity which will reflect even more so, in the way we treat our clients after settlement.

Our aim is to look after your finances as a lifelong commitment. That’s why we offer regular mortgage advice and guidance throughout the different stages in your life.