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Mitesh Dedhia

October 1, 2016

WHAT TO CONSIDER WHEN FIXING YOUR HOME LOAN

Fixed rates are at an all-time low. When considering where the rates are at today, it may be a smart to fix your home loan but […]

October 1, 2016

WHAT IS CROSS COLLATERALISATION?

Why banks love it and a good mortgage broker will advise you to avoid it. Cross Collateralisation is an important loan structuring issue of which many […]

October 1, 2016

INTEREST ONLY WITH AN OFFSET ACCOUNT STRUCTURE

Like me, if you have been taught to work hard, save everything and pay down the home loan quickly, please take 5 minutes and read this […]

October 1, 2016

WHAT ARE THE TAX DIFFERENCES BETWEEN OFFSET AND REDRAW ACCOUNTS?

Redraw a. Additional payments into your home loan’s redraw account reduces the principle loan balance and the interest charged b. The money can generally be redrawn, […]